Green Car Insurance- Playing Your Own Part in Eco-protection

People have at last woken up to the fact that a lot of damage has been done to this fine ecological balance. So, now everybody is trying to make up for that by contributing in any way possible to the protection of this planet. Various businesses and industry houses are also devising new strategies to help the people by following a lifestyle that is eco-friendly and green. One way this awareness is being created is through providing green car insurance which is cheap and also prompts people to buy green cars.

The rationale behind purchasing green cars is that they have lower emission levels and also is cost-effective compared to gasoline. With lower emission levels, indirectly the rate of global warming can be slowed down due to presence of less green-house gases. As some versions of the green cars which are of hybrid nature are expensive companies providing green car insurance are giving discounts to the people who are buying the green cars. These insurance companies are also providing discounts for cars that give a higher mileage.

Research has revealed the fact that the drivers of these hybrid categories of cars are less reckless and hence are less prone to accidents. They also tend to show more concern for the environment and are more rational and sensible. The value of premium will be less for drivers who are less risk-taking. It is also seen that quite a few of these companies providing green car insurance are also involved in programs that contribute towards a more sustainable environment. The premium rates of these customers are discounted and a carbon offsetting program is also in place where a part of the policy price is contributed to the carbon offsetting projects.

The concept of 3R was the basic building block behind green car insurance. They stand for reduce, reuse and recycle. People driving low emission cars are naturally playing a part in eco-friendly movement and hence they are incentivized by these companies who provide green car insurance. Some of these programs have supporting of recycled projects, plantation of trees, and other projects in their agenda. They also provide additional incentives for using cart parts which are recycled in repairing and if it is irrecoverable recycling the entire car. Some green car insurance companies even compensate for hundred percent of a vehicle’s emission. Gradually the number of these insurance companies is increasing and also with it, the number of people who are buying the insurance policies.